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ANNUITIES    *    INSURANCE     *    RETIREMENT    *   FINAL EXPENSE

FIXED ANNUITIES

Fixed Annuities are becoming very popular in todays market, they provide many benefits:

 

Fixed Annuities offer Principle Protection and Potential Interest Accumulation to grow money Tax Deferred

 

Fixed Annuities offer Valuable Minimum Guarantees and Death Benefit Protection 

 

Fixed Annuities offers Several Income Options Single Payment,Regular Payments over a Specific Period Time , Even Income for Life

 

Fixed Annuities Has The Potential to Earn Interest Based on External Market Index S&P 500, Nasdaq 100, Euro

Stoxx 50 or Blended

 

Index that Comprised of Dow Jones Industrial Average, Barclays Capital U.S., Aggregate Bond Index, Russell 2000 Euro STOXX 50

 

Fixed Annuities May offer different Bonus on Premuims depending on the Annuity product choosen

 

Fixed Annuities offer Free Withdraws of up to 10%  Based on your paid Premuim 

FINAL EXPENSE INSURANCE

FINAL EXPENSE INSURANCE IS A WHOLE LIFE INSURANCE POLICY THAT IS DESIGN SPECIFICALLY FOR ANY FINAL EXPENSES LEFT BEHIND WHEN PERSON HAS PAST AWAY.

 

FINAL EXPENSE POLICY WILL HELP PAY:

 

> THE COST OF THE FUNERAL AND BURIAL

 

> UNPAID MEDICAL BILLS, CREDIT CARD BILLS, LOANS , ECT.

 

>ALLOW FAMILIES AND LOVE ONES THE FINANCIAL RESOURCES TO PAY FOR THE IMMEDIATE COST AFTER DEATH

 

 

 

FIXED INDEX UNIVERSAL LIFE INSURANCE

FIXED INDEX UNIVERSAL LIFE INSURANCE CAN PROVIDE COVERAGE FOR A PERSONS ENTIRE LIFE OFFERING FLEXIBLITY TO PAY PREMIUMS AT ANYTIME AND ANY AMOUNT ( SUBJECT TO SOME LIMITS ) AS LONG AS THE POLICY EXPENSES AND COST OF COVERAGES ARE MET.

 

FIXED INDEX UNIVERSAL LIFE POLICIES  ALSO, HAVE CASH VALUE THAT CAN ACCUMULATE AT A FIXED RATE WHICH CAN BE ACCESS THROUGH POLICY LOANS AND WITHDRAWS

 

FIXED INDEX UNIVERSAL LIFE INSURANCE ALSO, PROVIDES  DEATH BENEFIT PROTECTION, BUT IT HAS THE POTENTIAL TO ACCUMULATE CASH VALUE BASED ON POSITIVE CHANGES IN AN EXTERNAL MARKET INDEX.

 

FIXED INDEX UNIVERSAL LIFE ALLOWS THE INSURED TO ACCESS YOUR CASH VALUE INCOME TAX FREE THROUGH POLICY LOANS AND WITHDRAWS

 

FIXED INDEX  UNIVERSAL LIFE INSURANCE CAN PROVIDE THREE DIFFERENT TYPES OF TAX ADVANTAGES TO PROVIDE FINANCIAL SECURITY TO YOUR BENEFICIARIES AND HELP ACCUMULATE POTENTION CASH VALUE FOR ONES FUTURE.

 

> INCOME - TAX FREE DEATH BENEFIT     

 

> POLICY'S CASH VALUE HAS THE POTENTIAL TO GROW TAX DEFERRED    

 

> LOANS FROM A POLICY'S AVAILABLE  CASH VALUE ARE INCOME TAX FREE      WHILE THE POLICY REMAINS IN FORCE      

 

 

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