PRO-AMERICAN INSURANCE, INC.

Medicare Before you Turn 65           

                                                                                       Begin, You Must be at Least Age 64 +8 Months Old.

                                                                                                      First Eligibility, To Enroll You need to start                                                                                            Three Months Before  Your 65Th Birthday

                                                                                       

 

Through the month of your 65th Birthday and  last for three months afterwards : a Total of Seven Months. Benefits will start First Day of the month of your  65th Birthday if you apply during the first three months.

  

Part A is entitled to you once you have worked 10 years, (40 quarters) or have been disability for 24 complete Months.

 

If you are part of a union group,have a HSA account or recieving a benefit package, talk to your HR representative first before you make any decisions; in most cases, once drop the benefits you can't return.

 

Part B comes automatically with part A, but you can elect not to recieve it at this time if any of the above apply or if you decide to continue working. Part B will charge a premuim that will be deducted monthly from your social security check. 

 

                                                                                               

                                                                                                      

 

 

 

 

 

 

                                                                                                                                                                         

                                                                                                                                                                                               

                                                                                                                                                                   

                                                                                                                                                   

 

                                                                                                                          

 

 

 

 

                                                                        

Why Medicare Supplements from Aetna Companies?

 

• A.M. Best Rating A- (Excellent)

• Unisex Rates – Same rate for Males and Females

• Rates are banded over 5 years (65-69, 70-74, etc.)

• No pre-existing condition limitations

• Electronic payment options (checking/credit card)

• Aetna Fitness Discount Program

• Innovative High Deductible Plan F available                                     

  All Aetna Senior Supplemental Products Feature:

 

•  No medical exam required

•  Guaranteed renewable as long as premiums are paid

•  Competitively priced, consumer valued

•  Friendly, personalized customer service that exceeds expectations

•  Coverage through a trusted company with over 25 year experience